LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,399
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,531
−HK$1,150/mo
Today · 4.125%
HK$38,681
baseline
▲ 0.50% · 4.625%
HK$41,035
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,362/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,493
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,579
−HK$1,102/mo
Today · 4.125%
HK$42,681
baseline
▲ 0.50% · 4.625%
HK$44,931
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,362/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,679
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,037
−HK$1,381/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,824/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,895
−HK$1,322/mo
Today · 4.125%
HK$51,217
baseline
▲ 0.50% · 4.625%
HK$53,917
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,434/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,958
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,610/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,449
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,691
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,543/mo
Today · 4.125%
HK$59,754
baseline
▲ 0.50% · 4.625%
HK$62,903
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,508/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,518
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,556
−HK$2,071/mo
Today · 4.125%
HK$69,627
baseline
▲ 0.50% · 4.625%
HK$73,863
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,254/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,888
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,843
−HK$1,983/mo
Today · 4.125%
HK$76,826
baseline
▲ 0.50% · 4.625%
HK$80,876
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,652/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,600 · Scale 2, in force from 26 Feb 2026)