LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,399
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,531
−HK$1,151/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$41,036
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,494
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,580
−HK$1,102/mo
Today · 4.125%
HK$42,682
baseline
▲ 0.50% · 4.625%
HK$44,931
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,364/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,679
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,038
−HK$1,380/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$49,243
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,593
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,896
−HK$1,322/mo
Today · 4.125%
HK$51,218
baseline
▲ 0.50% · 4.625%
HK$53,918
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,436/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,959
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,611/mo
Today · 4.125%
HK$54,155
baseline
▲ 0.50% · 4.625%
HK$57,450
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,310/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,691
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,212
−HK$1,542/mo
Today · 4.125%
HK$59,754
baseline
▲ 0.50% · 4.625%
HK$62,904
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,508/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,519
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,557
−HK$2,070/mo
Today · 4.125%
HK$69,627
baseline
▲ 0.50% · 4.625%
HK$73,864
+HK$4,237/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,254/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,889
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,844
−HK$1,983/mo
Today · 4.125%
HK$76,827
baseline
▲ 0.50% · 4.625%
HK$80,876
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,654/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,605 · Scale 2, in force from 26 Feb 2026)