LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,401
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,533
−HK$1,150/mo
Today · 4.125%
HK$38,683
baseline
▲ 0.50% · 4.625%
HK$41,037
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,366/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,496
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,582
−HK$1,101/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$44,933
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,681
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,040
−HK$1,380/mo
Today · 4.125%
HK$46,420
baseline
▲ 0.50% · 4.625%
HK$49,245
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,840/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,595
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,898
−HK$1,322/mo
Today · 4.125%
HK$51,220
baseline
▲ 0.50% · 4.625%
HK$53,920
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,440/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,961
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,546
−HK$1,611/mo
Today · 4.125%
HK$54,157
baseline
▲ 0.50% · 4.625%
HK$57,452
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,314/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,694
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,214
−HK$1,543/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$62,907
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,521
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,559
−HK$2,071/mo
Today · 4.125%
HK$69,630
baseline
▲ 0.50% · 4.625%
HK$73,867
+HK$4,237/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,260/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,892
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,847
−HK$1,983/mo
Today · 4.125%
HK$76,830
baseline
▲ 0.50% · 4.625%
HK$80,880
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,660/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,630 · Scale 2, in force from 26 Feb 2026)