LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,402
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$1,151/mo
Today · 4.125%
HK$38,685
baseline
▲ 0.50% · 4.625%
HK$41,038
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,370/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,497
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,583
−HK$1,102/mo
Today · 4.125%
HK$42,685
baseline
▲ 0.50% · 4.625%
HK$44,934
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,370/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,682
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,041
−HK$1,380/mo
Today · 4.125%
HK$46,421
baseline
▲ 0.50% · 4.625%
HK$49,246
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,842/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,596
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,899
−HK$1,322/mo
Today · 4.125%
HK$51,221
baseline
▲ 0.50% · 4.625%
HK$53,921
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,442/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,963
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,548
−HK$1,610/mo
Today · 4.125%
HK$54,158
baseline
▲ 0.50% · 4.625%
HK$57,454
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,316/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,695
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,216
−HK$1,542/mo
Today · 4.125%
HK$59,758
baseline
▲ 0.50% · 4.625%
HK$62,908
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,516/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,523
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,561
−HK$2,071/mo
Today · 4.125%
HK$69,632
baseline
▲ 0.50% · 4.625%
HK$73,869
+HK$4,237/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,264/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,894
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,849
−HK$1,983/mo
Today · 4.125%
HK$76,832
baseline
▲ 0.50% · 4.625%
HK$80,882
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,664/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,647 · Scale 2, in force from 26 Feb 2026)