LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,405
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,537
−HK$1,150/mo
Today · 4.125%
HK$38,687
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,374/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,500
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,586
−HK$1,102/mo
Today · 4.125%
HK$42,688
baseline
▲ 0.50% · 4.625%
HK$44,938
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,376/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,685
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,044
−HK$1,381/mo
Today · 4.125%
HK$46,425
baseline
▲ 0.50% · 4.625%
HK$49,250
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,850/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,600
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,903
−HK$1,322/mo
Today · 4.125%
HK$51,225
baseline
▲ 0.50% · 4.625%
HK$53,925
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,450/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,966
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,552
−HK$1,610/mo
Today · 4.125%
HK$54,162
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,324/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,700
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,220
−HK$1,543/mo
Today · 4.125%
HK$59,763
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,526/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,528
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,566
−HK$2,071/mo
Today · 4.125%
HK$69,637
baseline
▲ 0.50% · 4.625%
HK$73,875
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,274/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,899
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,855
−HK$1,983/mo
Today · 4.125%
HK$76,838
baseline
▲ 0.50% · 4.625%
HK$80,888
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,676/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,692 · Scale 2, in force from 26 Feb 2026)