LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,407
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,539
−HK$1,151/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$41,044
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,502
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,588
−HK$1,102/mo
Today · 4.125%
HK$42,690
baseline
▲ 0.50% · 4.625%
HK$44,941
+HK$2,251/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,380/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,047
−HK$1,381/mo
Today · 4.125%
HK$46,428
baseline
▲ 0.50% · 4.625%
HK$49,253
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,856/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,603
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,906
−HK$1,322/mo
Today · 4.125%
HK$51,228
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,456/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,969
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,555
−HK$1,611/mo
Today · 4.125%
HK$54,166
baseline
▲ 0.50% · 4.625%
HK$57,462
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,332/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,703
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,224
−HK$1,542/mo
Today · 4.125%
HK$59,766
baseline
▲ 0.50% · 4.625%
HK$62,917
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,532/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,532
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,571
−HK$2,071/mo
Today · 4.125%
HK$69,642
baseline
▲ 0.50% · 4.625%
HK$73,879
+HK$4,237/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,284/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,904
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,859
−HK$1,984/mo
Today · 4.125%
HK$76,843
baseline
▲ 0.50% · 4.625%
HK$80,893
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,686/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,728 · Scale 2, in force from 26 Feb 2026)