LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,409
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,541
−HK$1,151/mo
Today · 4.125%
HK$38,692
baseline
▲ 0.50% · 4.625%
HK$41,046
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,384/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,504
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,591
−HK$1,102/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,690
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,049
−HK$1,381/mo
Today · 4.125%
HK$46,430
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,860/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,605
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,909
−HK$1,322/mo
Today · 4.125%
HK$51,231
baseline
▲ 0.50% · 4.625%
HK$53,932
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,462/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,972
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,558
−HK$1,611/mo
Today · 4.125%
HK$54,169
baseline
▲ 0.50% · 4.625%
HK$57,465
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,338/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,227
−HK$1,543/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,536
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,574
−HK$2,071/mo
Today · 4.125%
HK$69,645
baseline
▲ 0.50% · 4.625%
HK$73,883
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,290/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,908
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,863
−HK$1,984/mo
Today · 4.125%
HK$76,847
baseline
▲ 0.50% · 4.625%
HK$80,897
+HK$4,050/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,694/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,760 · Scale 2, in force from 26 Feb 2026)