LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,410
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$1,151/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$41,047
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,505
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,102/mo
Today · 4.125%
HK$42,694
baseline
▲ 0.50% · 4.625%
HK$44,944
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,388/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,692
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,051
−HK$1,380/mo
Today · 4.125%
HK$46,431
baseline
▲ 0.50% · 4.625%
HK$49,257
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,862/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,606
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,910
−HK$1,323/mo
Today · 4.125%
HK$51,233
baseline
▲ 0.50% · 4.625%
HK$53,933
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,466/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,559
−HK$1,611/mo
Today · 4.125%
HK$54,170
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,340/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,708
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,228
−HK$1,543/mo
Today · 4.125%
HK$59,771
baseline
▲ 0.50% · 4.625%
HK$62,922
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,542/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,537
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,576
−HK$2,071/mo
Today · 4.125%
HK$69,647
baseline
▲ 0.50% · 4.625%
HK$73,885
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,294/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,910
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,865
−HK$1,984/mo
Today · 4.125%
HK$76,849
baseline
▲ 0.50% · 4.625%
HK$80,900
+HK$4,051/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,698/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,777 · Scale 2, in force from 26 Feb 2026)