LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,411
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,543
−HK$1,151/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,506
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,593
−HK$1,102/mo
Today · 4.125%
HK$42,695
baseline
▲ 0.50% · 4.625%
HK$44,945
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,390/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,693
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,381/mo
Today · 4.125%
HK$46,433
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,866/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,911
−HK$1,323/mo
Today · 4.125%
HK$51,234
baseline
▲ 0.50% · 4.625%
HK$53,935
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,468/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,975
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,561
−HK$1,611/mo
Today · 4.125%
HK$54,172
baseline
▲ 0.50% · 4.625%
HK$57,468
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,344/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,709
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,230
−HK$1,543/mo
Today · 4.125%
HK$59,773
baseline
▲ 0.50% · 4.625%
HK$62,924
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,546/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,539
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,578
−HK$2,071/mo
Today · 4.125%
HK$69,649
baseline
▲ 0.50% · 4.625%
HK$73,887
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,298/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,912
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,867
−HK$1,984/mo
Today · 4.125%
HK$76,851
baseline
▲ 0.50% · 4.625%
HK$80,902
+HK$4,051/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,702/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,793 · Scale 2, in force from 26 Feb 2026)