LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,411
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,544
−HK$1,151/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,507
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,102/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$44,946
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,694
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,053
−HK$1,381/mo
Today · 4.125%
HK$46,434
baseline
▲ 0.50% · 4.625%
HK$49,259
+HK$2,825/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,868/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,609
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,913
−HK$1,322/mo
Today · 4.125%
HK$51,235
baseline
▲ 0.50% · 4.625%
HK$53,936
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,470/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,976
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,562
−HK$1,611/mo
Today · 4.125%
HK$54,173
baseline
▲ 0.50% · 4.625%
HK$57,469
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,346/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,710
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,231
−HK$1,543/mo
Today · 4.125%
HK$59,774
baseline
▲ 0.50% · 4.625%
HK$62,925
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,548/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,541
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,579
−HK$2,072/mo
Today · 4.125%
HK$69,651
baseline
▲ 0.50% · 4.625%
HK$73,889
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,302/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,913
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,869
−HK$1,984/mo
Today · 4.125%
HK$76,853
baseline
▲ 0.50% · 4.625%
HK$80,904
+HK$4,051/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,706/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,806 · Scale 2, in force from 26 Feb 2026)