LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,412
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,150/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,355/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,102/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,251/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,694
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,054
−HK$1,380/mo
Today · 4.125%
HK$46,434
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,868/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,610
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,913
−HK$1,323/mo
Today · 4.125%
HK$51,236
baseline
▲ 0.50% · 4.625%
HK$53,936
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,472/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,977
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,562
−HK$1,611/mo
Today · 4.125%
HK$54,173
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,346/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,711
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,232
−HK$1,543/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$62,926
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,542
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,580
−HK$2,072/mo
Today · 4.125%
HK$69,652
baseline
▲ 0.50% · 4.625%
HK$73,890
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,304/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,914
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,870
−HK$1,984/mo
Today · 4.125%
HK$76,854
baseline
▲ 0.50% · 4.625%
HK$80,905
+HK$4,051/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,708/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,814 · Scale 2, in force from 26 Feb 2026)