LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,413
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,151/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,509
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,102/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$44,948
+HK$2,251/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,695
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,054
−HK$1,381/mo
Today · 4.125%
HK$46,435
baseline
▲ 0.50% · 4.625%
HK$49,261
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,870/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,610
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,914
−HK$1,323/mo
Today · 4.125%
HK$51,237
baseline
▲ 0.50% · 4.625%
HK$53,937
+HK$2,700/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,474/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,978
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,563
−HK$1,611/mo
Today · 4.125%
HK$54,174
baseline
▲ 0.50% · 4.625%
HK$57,471
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,348/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,712
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,233
−HK$1,543/mo
Today · 4.125%
HK$59,776
baseline
▲ 0.50% · 4.625%
HK$62,927
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,552/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,543
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,581
−HK$2,072/mo
Today · 4.125%
HK$69,653
baseline
▲ 0.50% · 4.625%
HK$73,891
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,306/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,915
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,871
−HK$1,984/mo
Today · 4.125%
HK$76,855
baseline
▲ 0.50% · 4.625%
HK$80,906
+HK$4,051/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,710/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,824 · Scale 2, in force from 26 Feb 2026)