LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,414
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,547
−HK$1,151/mo
Today · 4.125%
HK$38,698
baseline
▲ 0.50% · 4.625%
HK$41,052
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,396/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,597
−HK$1,102/mo
Today · 4.125%
HK$42,699
baseline
▲ 0.50% · 4.625%
HK$44,950
+HK$2,251/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,398/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,697
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,381/mo
Today · 4.125%
HK$46,437
baseline
▲ 0.50% · 4.625%
HK$49,263
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,874/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,613
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,916
−HK$1,323/mo
Today · 4.125%
HK$51,239
baseline
▲ 0.50% · 4.625%
HK$53,940
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,478/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,980
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,566
−HK$1,611/mo
Today · 4.125%
HK$54,177
baseline
▲ 0.50% · 4.625%
HK$57,473
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,354/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,715
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,236
−HK$1,543/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$62,930
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,546
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,585
−HK$2,071/mo
Today · 4.125%
HK$69,656
baseline
▲ 0.50% · 4.625%
HK$73,894
+HK$4,238/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,312/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,919
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,875
−HK$1,983/mo
Today · 4.125%
HK$76,858
baseline
▲ 0.50% · 4.625%
HK$80,910
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,716/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,852 · Scale 2, in force from 26 Feb 2026)