LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,417
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$1,151/mo
Today · 4.125%
HK$38,701
baseline
▲ 0.50% · 4.625%
HK$41,056
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,402/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,514
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,601
−HK$1,102/mo
Today · 4.125%
HK$42,703
baseline
▲ 0.50% · 4.625%
HK$44,954
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,406/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,701
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,060
−HK$1,381/mo
Today · 4.125%
HK$46,441
baseline
▲ 0.50% · 4.625%
HK$49,267
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,882/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,617
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,921
−HK$1,322/mo
Today · 4.125%
HK$51,243
baseline
▲ 0.50% · 4.625%
HK$53,945
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,486/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,984
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,570
−HK$1,612/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,478
+HK$3,296/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,241
−HK$1,543/mo
Today · 4.125%
HK$59,784
baseline
▲ 0.50% · 4.625%
HK$62,935
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,568/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,551
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,590
−HK$2,072/mo
Today · 4.125%
HK$69,662
baseline
▲ 0.50% · 4.625%
HK$73,901
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,324/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,925
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,881
−HK$1,984/mo
Today · 4.125%
HK$76,865
baseline
▲ 0.50% · 4.625%
HK$80,917
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,730/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,904 · Scale 2, in force from 26 Feb 2026)