LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,418
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,551
−HK$1,151/mo
Today · 4.125%
HK$38,702
baseline
▲ 0.50% · 4.625%
HK$41,057
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,404/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,515
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,601
−HK$1,102/mo
Today · 4.125%
HK$42,703
baseline
▲ 0.50% · 4.625%
HK$44,954
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,406/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,701
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,381/mo
Today · 4.125%
HK$46,442
baseline
▲ 0.50% · 4.625%
HK$49,268
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,884/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,617
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,921
−HK$1,323/mo
Today · 4.125%
HK$51,244
baseline
▲ 0.50% · 4.625%
HK$53,945
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,488/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,985
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,611/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,242
−HK$1,543/mo
Today · 4.125%
HK$59,785
baseline
▲ 0.50% · 4.625%
HK$62,936
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,570/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,552
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,591
−HK$2,072/mo
Today · 4.125%
HK$69,663
baseline
▲ 0.50% · 4.625%
HK$73,902
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,326/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,926
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,882
−HK$1,984/mo
Today · 4.125%
HK$76,866
baseline
▲ 0.50% · 4.625%
HK$80,918
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,732/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,912 · Scale 2, in force from 26 Feb 2026)