LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,603
−HK$1,103/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,704
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,381/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$49,270
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,620
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,924
−HK$1,323/mo
Today · 4.125%
HK$51,247
baseline
▲ 0.50% · 4.625%
HK$53,948
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,494/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,988
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,574
−HK$1,611/mo
Today · 4.125%
HK$54,185
baseline
▲ 0.50% · 4.625%
HK$57,482
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,370/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,723
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,245
−HK$1,543/mo
Today · 4.125%
HK$59,788
baseline
▲ 0.50% · 4.625%
HK$62,939
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,576/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,556
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,595
−HK$2,071/mo
Today · 4.125%
HK$69,666
baseline
▲ 0.50% · 4.625%
HK$73,905
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,332/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,930
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,886
−HK$1,984/mo
Today · 4.125%
HK$76,870
baseline
▲ 0.50% · 4.625%
HK$80,922
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,740/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,942 · Scale 2, in force from 26 Feb 2026)