LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,102/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,704
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,064
−HK$1,381/mo
Today · 4.125%
HK$46,445
baseline
▲ 0.50% · 4.625%
HK$49,271
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,890/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,621
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,925
−HK$1,323/mo
Today · 4.125%
HK$51,248
baseline
▲ 0.50% · 4.625%
HK$53,949
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,496/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,989
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,575
−HK$1,611/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,483
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,724
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,246
−HK$1,543/mo
Today · 4.125%
HK$59,789
baseline
▲ 0.50% · 4.625%
HK$62,940
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,578/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,557
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,596
−HK$2,072/mo
Today · 4.125%
HK$69,668
baseline
▲ 0.50% · 4.625%
HK$73,907
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,336/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,931
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,887
−HK$1,984/mo
Today · 4.125%
HK$76,871
baseline
▲ 0.50% · 4.625%
HK$80,923
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,742/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,953 · Scale 2, in force from 26 Feb 2026)