LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,421
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,554
−HK$1,151/mo
Today · 4.125%
HK$38,705
baseline
▲ 0.50% · 4.625%
HK$41,060
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,410/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,518
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,605
−HK$1,102/mo
Today · 4.125%
HK$42,707
baseline
▲ 0.50% · 4.625%
HK$44,958
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,414/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,705
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,065
−HK$1,381/mo
Today · 4.125%
HK$46,446
baseline
▲ 0.50% · 4.625%
HK$49,272
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,892/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,622
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,926
−HK$1,323/mo
Today · 4.125%
HK$51,249
baseline
▲ 0.50% · 4.625%
HK$53,950
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,498/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,990
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,576
−HK$1,611/mo
Today · 4.125%
HK$54,187
baseline
▲ 0.50% · 4.625%
HK$57,484
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,374/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,726
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,247
−HK$1,543/mo
Today · 4.125%
HK$59,790
baseline
▲ 0.50% · 4.625%
HK$62,942
+HK$3,152/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,580/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,558
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,072/mo
Today · 4.125%
HK$69,669
baseline
▲ 0.50% · 4.625%
HK$73,909
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,338/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,933
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,889
−HK$1,984/mo
Today · 4.125%
HK$76,873
baseline
▲ 0.50% · 4.625%
HK$80,925
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,746/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,967 · Scale 2, in force from 26 Feb 2026)