LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,423
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$1,151/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,520
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,102/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,707
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,067
−HK$1,381/mo
Today · 4.125%
HK$46,448
baseline
▲ 0.50% · 4.625%
HK$49,274
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,896/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,624
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,928
−HK$1,323/mo
Today · 4.125%
HK$51,251
baseline
▲ 0.50% · 4.625%
HK$53,952
+HK$2,701/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,502/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,992
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,578
−HK$1,611/mo
Today · 4.125%
HK$54,189
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,378/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,728
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,249
−HK$1,544/mo
Today · 4.125%
HK$59,793
baseline
▲ 0.50% · 4.625%
HK$62,944
+HK$3,151/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,586/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,561
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,600
−HK$2,072/mo
Today · 4.125%
HK$69,672
baseline
▲ 0.50% · 4.625%
HK$73,911
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,344/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,936
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,892
−HK$1,984/mo
Today · 4.125%
HK$76,876
baseline
▲ 0.50% · 4.625%
HK$80,928
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,752/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,990 · Scale 2, in force from 26 Feb 2026)