LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,423
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$1,151/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,520
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,102/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$44,961
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,708
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,067
−HK$1,382/mo
Today · 4.125%
HK$46,449
baseline
▲ 0.50% · 4.625%
HK$49,275
+HK$2,826/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,898/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,624
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,928
−HK$1,323/mo
Today · 4.125%
HK$51,251
baseline
▲ 0.50% · 4.625%
HK$53,953
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,502/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,992
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,578
−HK$1,612/mo
Today · 4.125%
HK$54,190
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$3,297/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,380/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,728
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,250
−HK$1,543/mo
Today · 4.125%
HK$59,793
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,152/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,586/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,561
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,601
−HK$2,072/mo
Today · 4.125%
HK$69,673
baseline
▲ 0.50% · 4.625%
HK$73,912
+HK$4,239/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,346/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,936
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,893
−HK$1,984/mo
Today · 4.125%
HK$76,877
baseline
▲ 0.50% · 4.625%
HK$80,929
+HK$4,052/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,754/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$598,996 · Scale 2, in force from 26 Feb 2026)