LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,427
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,560
−HK$1,151/mo
Today · 4.125%
HK$38,711
baseline
▲ 0.50% · 4.625%
HK$41,066
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,422/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,524
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,103/mo
Today · 4.125%
HK$42,714
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,251/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,428/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,712
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,072
−HK$1,381/mo
Today · 4.125%
HK$46,453
baseline
▲ 0.50% · 4.625%
HK$49,280
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$92,906/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,629
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,323/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,997
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,583
−HK$1,612/mo
Today · 4.125%
HK$54,195
baseline
▲ 0.50% · 4.625%
HK$57,493
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,390/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,734
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,255
−HK$1,544/mo
Today · 4.125%
HK$59,799
baseline
▲ 0.50% · 4.625%
HK$62,951
+HK$3,152/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,598/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,568
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,607
−HK$2,072/mo
Today · 4.125%
HK$69,679
baseline
▲ 0.50% · 4.625%
HK$73,919
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,358/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,944
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,900
−HK$1,984/mo
Today · 4.125%
HK$76,884
baseline
▲ 0.50% · 4.625%
HK$80,937
+HK$4,053/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,768/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,054 · Scale 2, in force from 26 Feb 2026)