LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,430
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,563
−HK$1,151/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,528
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,102/mo
Today · 4.125%
HK$42,717
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,434/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,716
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,381/mo
Today · 4.125%
HK$46,457
baseline
▲ 0.50% · 4.625%
HK$49,284
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,914/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,633
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,938
−HK$1,323/mo
Today · 4.125%
HK$51,261
baseline
▲ 0.50% · 4.625%
HK$53,963
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,522/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,002
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,588
−HK$1,612/mo
Today · 4.125%
HK$54,200
baseline
▲ 0.50% · 4.625%
HK$57,498
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,400/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,739
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,261
−HK$1,543/mo
Today · 4.125%
HK$59,804
baseline
▲ 0.50% · 4.625%
HK$62,957
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,608/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,574
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,613
−HK$2,073/mo
Today · 4.125%
HK$69,686
baseline
▲ 0.50% · 4.625%
HK$73,926
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,372/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,950
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,906
−HK$1,985/mo
Today · 4.125%
HK$76,891
baseline
▲ 0.50% · 4.625%
HK$80,944
+HK$4,053/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,782/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,107 · Scale 2, in force from 26 Feb 2026)