LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,430
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$1,151/mo
Today · 4.125%
HK$38,715
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,430/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,529
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,103/mo
Today · 4.125%
HK$42,718
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,436/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,717
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,382/mo
Today · 4.125%
HK$46,458
baseline
▲ 0.50% · 4.625%
HK$49,285
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,916/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,634
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,939
−HK$1,323/mo
Today · 4.125%
HK$51,262
baseline
▲ 0.50% · 4.625%
HK$53,964
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,524/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,612/mo
Today · 4.125%
HK$54,201
baseline
▲ 0.50% · 4.625%
HK$57,499
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,402/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,740
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,543/mo
Today · 4.125%
HK$59,805
baseline
▲ 0.50% · 4.625%
HK$62,958
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,610/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,575
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,615
−HK$2,072/mo
Today · 4.125%
HK$69,687
baseline
▲ 0.50% · 4.625%
HK$73,927
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,374/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,951
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,908
−HK$1,985/mo
Today · 4.125%
HK$76,893
baseline
▲ 0.50% · 4.625%
HK$80,946
+HK$4,053/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,786/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,118 · Scale 2, in force from 26 Feb 2026)