LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,431
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$1,152/mo
Today · 4.125%
HK$38,716
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,355/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,432/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,529
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,616
−HK$1,103/mo
Today · 4.125%
HK$42,719
baseline
▲ 0.50% · 4.625%
HK$44,971
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,438/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,717
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,077
−HK$1,382/mo
Today · 4.125%
HK$46,459
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,918/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,635
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,939
−HK$1,324/mo
Today · 4.125%
HK$51,263
baseline
▲ 0.50% · 4.625%
HK$53,965
+HK$2,702/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,526/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,590
−HK$1,612/mo
Today · 4.125%
HK$54,202
baseline
▲ 0.50% · 4.625%
HK$57,500
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,404/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,741
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,263
−HK$1,543/mo
Today · 4.125%
HK$59,806
baseline
▲ 0.50% · 4.625%
HK$62,959
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,612/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,576
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,616
−HK$2,072/mo
Today · 4.125%
HK$69,688
baseline
▲ 0.50% · 4.625%
HK$73,928
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,376/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,953
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,909
−HK$1,985/mo
Today · 4.125%
HK$76,894
baseline
▲ 0.50% · 4.625%
HK$80,947
+HK$4,053/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,788/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,128 · Scale 2, in force from 26 Feb 2026)