LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,434
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,568
−HK$1,151/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$41,075
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,533
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,620
−HK$1,103/mo
Today · 4.125%
HK$42,723
baseline
▲ 0.50% · 4.625%
HK$44,975
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,446/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,721
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,081
−HK$1,382/mo
Today · 4.125%
HK$46,463
baseline
▲ 0.50% · 4.625%
HK$49,290
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,926/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,640
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,944
−HK$1,323/mo
Today · 4.125%
HK$51,267
baseline
▲ 0.50% · 4.625%
HK$53,970
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,534/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,008
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,595
−HK$1,612/mo
Today · 4.125%
HK$54,207
baseline
▲ 0.50% · 4.625%
HK$57,505
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$108,414/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,746
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,268
−HK$1,544/mo
Today · 4.125%
HK$59,812
baseline
▲ 0.50% · 4.625%
HK$62,965
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.18M · min. income ≈ HK$119,624/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,582
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$2,073/mo
Today · 4.125%
HK$69,695
baseline
▲ 0.50% · 4.625%
HK$73,935
+HK$4,240/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,390/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,959
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,916
−HK$1,985/mo
Today · 4.125%
HK$76,901
baseline
▲ 0.50% · 4.625%
HK$80,955
+HK$4,054/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,802/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,184 · Scale 2, in force from 26 Feb 2026)