LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,436
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,570
−HK$1,151/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$41,077
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,622
−HK$1,103/mo
Today · 4.125%
HK$42,725
baseline
▲ 0.50% · 4.625%
HK$44,977
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,450/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,084
−HK$1,382/mo
Today · 4.125%
HK$46,466
baseline
▲ 0.50% · 4.625%
HK$49,293
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,932/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,642
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,947
−HK$1,323/mo
Today · 4.125%
HK$51,270
baseline
▲ 0.50% · 4.625%
HK$53,973
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,540/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,011
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,598
−HK$1,612/mo
Today · 4.125%
HK$54,210
baseline
▲ 0.50% · 4.625%
HK$57,508
+HK$3,298/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$108,420/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,749
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,271
−HK$1,544/mo
Today · 4.125%
HK$59,815
baseline
▲ 0.50% · 4.625%
HK$62,968
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$119,630/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,626
−HK$2,072/mo
Today · 4.125%
HK$69,698
baseline
▲ 0.50% · 4.625%
HK$73,939
+HK$4,241/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,396/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,963
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,920
−HK$1,985/mo
Today · 4.125%
HK$76,905
baseline
▲ 0.50% · 4.625%
HK$80,959
+HK$4,054/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,810/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,217 · Scale 2, in force from 26 Feb 2026)