LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,443
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,576
−HK$1,152/mo
Today · 4.125%
HK$38,728
baseline
▲ 0.50% · 4.625%
HK$41,084
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,456/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,542
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,629
−HK$1,103/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$44,985
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,731
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,091
−HK$1,382/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,650
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,955
−HK$1,324/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$53,982
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,020
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,607
−HK$1,612/mo
Today · 4.125%
HK$54,219
baseline
▲ 0.50% · 4.625%
HK$57,518
+HK$3,299/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$108,438/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,759
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,281
−HK$1,544/mo
Today · 4.125%
HK$59,825
baseline
▲ 0.50% · 4.625%
HK$62,979
+HK$3,154/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$119,650/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,597
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,637
−HK$2,073/mo
Today · 4.125%
HK$69,710
baseline
▲ 0.50% · 4.625%
HK$73,952
+HK$4,242/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,420/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,976
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,933
−HK$1,985/mo
Today · 4.125%
HK$76,918
baseline
▲ 0.50% · 4.625%
HK$80,973
+HK$4,055/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,836/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,318 · Scale 2, in force from 26 Feb 2026)