LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,443
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,576
−HK$1,152/mo
Today · 4.125%
HK$38,728
baseline
▲ 0.50% · 4.625%
HK$41,085
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,456/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,542
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,630
−HK$1,103/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$44,985
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,731
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,382/mo
Today · 4.125%
HK$46,474
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,827/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,948/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,651
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,955
−HK$1,324/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$53,982
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,020
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,607
−HK$1,612/mo
Today · 4.125%
HK$54,219
baseline
▲ 0.50% · 4.625%
HK$57,518
+HK$3,299/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$108,438/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,759
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,281
−HK$1,545/mo
Today · 4.125%
HK$59,826
baseline
▲ 0.50% · 4.625%
HK$62,979
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$119,652/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,597
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,637
−HK$2,073/mo
Today · 4.125%
HK$69,710
baseline
▲ 0.50% · 4.625%
HK$73,952
+HK$4,242/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,420/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,976
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,933
−HK$1,986/mo
Today · 4.125%
HK$76,919
baseline
▲ 0.50% · 4.625%
HK$80,973
+HK$4,054/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,838/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,321 · Scale 2, in force from 26 Feb 2026)