LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,446
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,580
−HK$1,151/mo
Today · 4.125%
HK$38,731
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,462/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,633
−HK$1,103/mo
Today · 4.125%
HK$42,736
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,472/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,735
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,095
−HK$1,383/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,306
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,323/mo
Today · 4.125%
HK$51,283
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$2,704/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,566/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,024
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,611
−HK$1,613/mo
Today · 4.125%
HK$54,224
baseline
▲ 0.50% · 4.625%
HK$57,523
+HK$3,299/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$108,448/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,764
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,286
−HK$1,545/mo
Today · 4.125%
HK$59,831
baseline
▲ 0.50% · 4.625%
HK$62,984
+HK$3,153/mo
Deposit HK$4.79M · loan HK$11.19M · min. income ≈ HK$119,662/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,643
−HK$2,073/mo
Today · 4.125%
HK$69,716
baseline
▲ 0.50% · 4.625%
HK$73,958
+HK$4,242/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$139,432/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,982
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,985/mo
Today · 4.125%
HK$76,925
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,055/mo
Deposit HK$1.60M · loan HK$14.38M · min. income ≈ HK$153,850/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,372 · Scale 2, in force from 26 Feb 2026)