LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,446
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,580
−HK$1,152/mo
Today · 4.125%
HK$38,732
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,464/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,633
−HK$1,104/mo
Today · 4.125%
HK$42,737
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,474/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,735
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,382/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,306
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,324/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,025
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,612
−HK$1,612/mo
Today · 4.125%
HK$54,224
baseline
▲ 0.50% · 4.625%
HK$57,524
+HK$3,300/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,448/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,764
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,287
−HK$1,544/mo
Today · 4.125%
HK$59,831
baseline
▲ 0.50% · 4.625%
HK$62,985
+HK$3,154/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,662/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,644
−HK$2,073/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,242/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,986/mo
Today · 4.125%
HK$76,926
baseline
▲ 0.50% · 4.625%
HK$80,981
+HK$4,055/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,852/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,377 · Scale 2, in force from 26 Feb 2026)