LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,447
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$1,152/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,089
+HK$2,356/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,547
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,104/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$44,990
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,736
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,097
−HK$1,382/mo
Today · 4.125%
HK$46,479
baseline
▲ 0.50% · 4.625%
HK$49,307
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,958/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,656
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,961
−HK$1,324/mo
Today · 4.125%
HK$51,285
baseline
▲ 0.50% · 4.625%
HK$53,988
+HK$2,703/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,570/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,026
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,613
−HK$1,613/mo
Today · 4.125%
HK$54,226
baseline
▲ 0.50% · 4.625%
HK$57,525
+HK$3,299/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,452/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,766
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,288
−HK$1,545/mo
Today · 4.125%
HK$59,833
baseline
▲ 0.50% · 4.625%
HK$62,986
+HK$3,153/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,666/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,605
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,645
−HK$2,074/mo
Today · 4.125%
HK$69,719
baseline
▲ 0.50% · 4.625%
HK$73,961
+HK$4,242/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,438/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,984
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,942
−HK$1,986/mo
Today · 4.125%
HK$76,928
baseline
▲ 0.50% · 4.625%
HK$80,982
+HK$4,054/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,856/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,390 · Scale 2, in force from 26 Feb 2026)