LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,448
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,582
−HK$1,151/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,548
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,104/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,252/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,737
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,098
−HK$1,382/mo
Today · 4.125%
HK$46,480
baseline
▲ 0.50% · 4.625%
HK$49,308
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,960/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,657
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,962
−HK$1,324/mo
Today · 4.125%
HK$51,286
baseline
▲ 0.50% · 4.625%
HK$53,990
+HK$2,704/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,572/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,027
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,614
−HK$1,613/mo
Today · 4.125%
HK$54,227
baseline
▲ 0.50% · 4.625%
HK$57,526
+HK$3,299/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,454/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,767
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,289
−HK$1,545/mo
Today · 4.125%
HK$59,834
baseline
▲ 0.50% · 4.625%
HK$62,988
+HK$3,154/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,668/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,606
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,647
−HK$2,073/mo
Today · 4.125%
HK$69,720
baseline
▲ 0.50% · 4.625%
HK$73,963
+HK$4,243/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,440/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,986
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,944
−HK$1,985/mo
Today · 4.125%
HK$76,929
baseline
▲ 0.50% · 4.625%
HK$80,984
+HK$4,055/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,858/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,404 · Scale 2, in force from 26 Feb 2026)