LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,452
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,585
−HK$1,152/mo
Today · 4.125%
HK$38,737
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,474/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,552
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,640
−HK$1,103/mo
Today · 4.125%
HK$42,743
baseline
▲ 0.50% · 4.625%
HK$44,996
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,486/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,742
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,102
−HK$1,383/mo
Today · 4.125%
HK$46,485
baseline
▲ 0.50% · 4.625%
HK$49,313
+HK$2,828/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,970/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,662
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,967
−HK$1,324/mo
Today · 4.125%
HK$51,291
baseline
▲ 0.50% · 4.625%
HK$53,995
+HK$2,704/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,582/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,032
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,620
−HK$1,612/mo
Today · 4.125%
HK$54,232
baseline
▲ 0.50% · 4.625%
HK$57,532
+HK$3,300/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,464/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,773
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,295
−HK$1,545/mo
Today · 4.125%
HK$59,840
baseline
▲ 0.50% · 4.625%
HK$62,994
+HK$3,154/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,680/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,613
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,654
−HK$2,073/mo
Today · 4.125%
HK$69,727
baseline
▲ 0.50% · 4.625%
HK$73,970
+HK$4,243/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,454/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,994
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,951
−HK$1,986/mo
Today · 4.125%
HK$76,937
baseline
▲ 0.50% · 4.625%
HK$80,993
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,874/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,465 · Scale 2, in force from 26 Feb 2026)