LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,455
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,589
−HK$1,152/mo
Today · 4.125%
HK$38,741
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,482/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,556
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,643
−HK$1,104/mo
Today · 4.125%
HK$42,747
baseline
▲ 0.50% · 4.625%
HK$45,000
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,494/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,746
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,383/mo
Today · 4.125%
HK$46,489
baseline
▲ 0.50% · 4.625%
HK$49,318
+HK$2,829/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$92,978/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,667
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,972
−HK$1,324/mo
Today · 4.125%
HK$51,296
baseline
▲ 0.50% · 4.625%
HK$54,000
+HK$2,704/mo
Deposit HK$6.39M · loan HK$9.59M · min. income ≈ HK$102,592/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,037
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,624
−HK$1,613/mo
Today · 4.125%
HK$54,237
baseline
▲ 0.50% · 4.625%
HK$57,537
+HK$3,300/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,474/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,778
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,301
−HK$1,544/mo
Today · 4.125%
HK$59,845
baseline
▲ 0.50% · 4.625%
HK$63,000
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,690/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,619
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,660
−HK$2,073/mo
Today · 4.125%
HK$69,733
baseline
▲ 0.50% · 4.625%
HK$73,977
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,466/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,958
−HK$1,986/mo
Today · 4.125%
HK$76,944
baseline
▲ 0.50% · 4.625%
HK$81,000
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,888/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,518 · Scale 2, in force from 26 Feb 2026)