LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,456
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,590
−HK$1,152/mo
Today · 4.125%
HK$38,742
baseline
▲ 0.50% · 4.625%
HK$41,099
+HK$2,357/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,484/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,557
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,104/mo
Today · 4.125%
HK$42,748
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,496/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,747
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,108
−HK$1,382/mo
Today · 4.125%
HK$46,490
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,980/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,668
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,973
−HK$1,324/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,001
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,038
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,625
−HK$1,613/mo
Today · 4.125%
HK$54,238
baseline
▲ 0.50% · 4.625%
HK$57,539
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,476/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,779
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,302
−HK$1,545/mo
Today · 4.125%
HK$59,847
baseline
▲ 0.50% · 4.625%
HK$63,001
+HK$3,154/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,694/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,620
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,661
−HK$2,074/mo
Today · 4.125%
HK$69,735
baseline
▲ 0.50% · 4.625%
HK$73,978
+HK$4,243/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,470/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,002
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,960
−HK$1,986/mo
Today · 4.125%
HK$76,946
baseline
▲ 0.50% · 4.625%
HK$81,002
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,892/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,532 · Scale 2, in force from 26 Feb 2026)