LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,457
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$1,152/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,358/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,103/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,003
+HK$2,254/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,748
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,383/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$49,321
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,670
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,975
−HK$1,324/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,003
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,040
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,613/mo
Today · 4.125%
HK$54,240
baseline
▲ 0.50% · 4.625%
HK$57,541
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,480/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,781
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,304
−HK$1,545/mo
Today · 4.125%
HK$59,849
baseline
▲ 0.50% · 4.625%
HK$63,004
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,698/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,623
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,664
−HK$2,074/mo
Today · 4.125%
HK$69,738
baseline
▲ 0.50% · 4.625%
HK$73,981
+HK$4,243/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,476/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,004
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,962
−HK$1,987/mo
Today · 4.125%
HK$76,949
baseline
▲ 0.50% · 4.625%
HK$81,005
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,898/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,554 · Scale 2, in force from 26 Feb 2026)