LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,457
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$1,152/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,358/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,104/mo
Today · 4.125%
HK$42,750
baseline
▲ 0.50% · 4.625%
HK$45,003
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,500/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,749
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,110
−HK$1,382/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$49,321
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,670
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,975
−HK$1,325/mo
Today · 4.125%
HK$51,300
baseline
▲ 0.50% · 4.625%
HK$54,004
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,600/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,040
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,628
−HK$1,613/mo
Today · 4.125%
HK$54,241
baseline
▲ 0.50% · 4.625%
HK$57,541
+HK$3,300/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,482/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,782
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,305
−HK$1,544/mo
Today · 4.125%
HK$59,849
baseline
▲ 0.50% · 4.625%
HK$63,004
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,698/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,623
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,664
−HK$2,074/mo
Today · 4.125%
HK$69,738
baseline
▲ 0.50% · 4.625%
HK$73,982
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,476/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,005
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,963
−HK$1,986/mo
Today · 4.125%
HK$76,949
baseline
▲ 0.50% · 4.625%
HK$81,005
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,898/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,559 · Scale 2, in force from 26 Feb 2026)