LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,459
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,593
−HK$1,152/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$41,103
+HK$2,358/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,560
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,648
−HK$1,104/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,751
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,112
−HK$1,383/mo
Today · 4.125%
HK$46,495
baseline
▲ 0.50% · 4.625%
HK$49,324
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,990/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,673
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,978
−HK$1,324/mo
Today · 4.125%
HK$51,302
baseline
▲ 0.50% · 4.625%
HK$54,006
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,604/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,043
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,631
−HK$1,613/mo
Today · 4.125%
HK$54,244
baseline
▲ 0.50% · 4.625%
HK$57,544
+HK$3,300/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,488/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,785
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,308
−HK$1,545/mo
Today · 4.125%
HK$59,853
baseline
▲ 0.50% · 4.625%
HK$63,007
+HK$3,154/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,706/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,627
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,668
−HK$2,074/mo
Today · 4.125%
HK$69,742
baseline
▲ 0.50% · 4.625%
HK$73,986
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,484/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,009
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,967
−HK$1,986/mo
Today · 4.125%
HK$76,953
baseline
▲ 0.50% · 4.625%
HK$81,010
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,906/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,591 · Scale 2, in force from 26 Feb 2026)