LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,461
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,595
−HK$1,152/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$41,105
+HK$2,358/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,562
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,650
−HK$1,104/mo
Today · 4.125%
HK$42,754
baseline
▲ 0.50% · 4.625%
HK$45,007
+HK$2,253/mo
Deposit HK$7.99M · loan HK$7.99M · min. income ≈ HK$85,508/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,753
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,114
−HK$1,383/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$49,326
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,675
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,980
−HK$1,324/mo
Today · 4.125%
HK$51,304
baseline
▲ 0.50% · 4.625%
HK$54,009
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,608/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,045
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,633
−HK$1,613/mo
Today · 4.125%
HK$54,246
baseline
▲ 0.50% · 4.625%
HK$57,547
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,492/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,787
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,310
−HK$1,545/mo
Today · 4.125%
HK$59,855
baseline
▲ 0.50% · 4.625%
HK$63,010
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,710/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,629
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,671
−HK$2,074/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,012
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,970
−HK$1,987/mo
Today · 4.125%
HK$76,957
baseline
▲ 0.50% · 4.625%
HK$81,013
+HK$4,056/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,914/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,616 · Scale 2, in force from 26 Feb 2026)