LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,461
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$1,152/mo
Today · 4.125%
HK$38,748
baseline
▲ 0.50% · 4.625%
HK$41,106
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,496/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,651
−HK$1,103/mo
Today · 4.125%
HK$42,754
baseline
▲ 0.50% · 4.625%
HK$45,008
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,508/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,754
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,115
−HK$1,382/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$49,327
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,676
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,981
−HK$1,324/mo
Today · 4.125%
HK$51,305
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,610/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,046
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,634
−HK$1,613/mo
Today · 4.125%
HK$54,247
baseline
▲ 0.50% · 4.625%
HK$57,548
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,494/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,788
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,311
−HK$1,545/mo
Today · 4.125%
HK$59,856
baseline
▲ 0.50% · 4.625%
HK$63,011
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,712/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,631
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,672
−HK$2,074/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,990
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,013
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,972
−HK$1,986/mo
Today · 4.125%
HK$76,958
baseline
▲ 0.50% · 4.625%
HK$81,015
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,916/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,628 · Scale 2, in force from 26 Feb 2026)