LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,464
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$1,152/mo
Today · 4.125%
HK$38,750
baseline
▲ 0.50% · 4.625%
HK$41,108
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,500/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,104/mo
Today · 4.125%
HK$42,757
baseline
▲ 0.50% · 4.625%
HK$45,011
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,514/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,756
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,118
−HK$1,382/mo
Today · 4.125%
HK$46,500
baseline
▲ 0.50% · 4.625%
HK$49,330
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$93,000/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,679
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,984
−HK$1,325/mo
Today · 4.125%
HK$51,309
baseline
▲ 0.50% · 4.625%
HK$54,013
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,618/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,049
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,637
−HK$1,613/mo
Today · 4.125%
HK$54,250
baseline
▲ 0.50% · 4.625%
HK$57,551
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,500/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,792
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,315
−HK$1,545/mo
Today · 4.125%
HK$59,860
baseline
▲ 0.50% · 4.625%
HK$63,015
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,720/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,635
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,676
−HK$2,075/mo
Today · 4.125%
HK$69,751
baseline
▲ 0.50% · 4.625%
HK$73,995
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,502/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,018
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,976
−HK$1,987/mo
Today · 4.125%
HK$76,963
baseline
▲ 0.50% · 4.625%
HK$81,020
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,926/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,665 · Scale 2, in force from 26 Feb 2026)