LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,465
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,599
−HK$1,152/mo
Today · 4.125%
HK$38,751
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,502/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,654
−HK$1,104/mo
Today · 4.125%
HK$42,758
baseline
▲ 0.50% · 4.625%
HK$45,012
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,516/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,757
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,119
−HK$1,382/mo
Today · 4.125%
HK$46,501
baseline
▲ 0.50% · 4.625%
HK$49,331
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$93,002/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,680
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,985
−HK$1,325/mo
Today · 4.125%
HK$51,310
baseline
▲ 0.50% · 4.625%
HK$54,014
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.59M · min. income ≈ HK$102,620/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,638
−HK$1,614/mo
Today · 4.125%
HK$54,252
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,504/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,316
−HK$1,545/mo
Today · 4.125%
HK$59,861
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,722/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,636
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$2,074/mo
Today · 4.125%
HK$69,752
baseline
▲ 0.50% · 4.625%
HK$73,996
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,504/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,020
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$1,987/mo
Today · 4.125%
HK$76,965
baseline
▲ 0.50% · 4.625%
HK$81,022
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,930/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,679 · Scale 2, in force from 26 Feb 2026)