LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,466
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,600
−HK$1,153/mo
Today · 4.125%
HK$38,753
baseline
▲ 0.50% · 4.625%
HK$41,111
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,506/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,568
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,656
−HK$1,104/mo
Today · 4.125%
HK$42,760
baseline
▲ 0.50% · 4.625%
HK$45,014
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,520/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,759
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,120
−HK$1,383/mo
Today · 4.125%
HK$46,503
baseline
▲ 0.50% · 4.625%
HK$49,333
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,006/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,682
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,987
−HK$1,325/mo
Today · 4.125%
HK$51,312
baseline
▲ 0.50% · 4.625%
HK$54,016
+HK$2,704/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,624/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,052
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,640
−HK$1,614/mo
Today · 4.125%
HK$54,254
baseline
▲ 0.50% · 4.625%
HK$57,555
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,508/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,795
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,318
−HK$1,546/mo
Today · 4.125%
HK$59,864
baseline
▲ 0.50% · 4.625%
HK$63,019
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,728/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,639
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,680
−HK$2,075/mo
Today · 4.125%
HK$69,755
baseline
▲ 0.50% · 4.625%
HK$73,999
+HK$4,244/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,510/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,022
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,981
−HK$1,987/mo
Today · 4.125%
HK$76,968
baseline
▲ 0.50% · 4.625%
HK$81,025
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,936/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,702 · Scale 2, in force from 26 Feb 2026)