LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,468
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,602
−HK$1,153/mo
Today · 4.125%
HK$38,755
baseline
▲ 0.50% · 4.625%
HK$41,113
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,510/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,570
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,658
−HK$1,104/mo
Today · 4.125%
HK$42,762
baseline
▲ 0.50% · 4.625%
HK$45,016
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,524/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,761
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,123
−HK$1,383/mo
Today · 4.125%
HK$46,506
baseline
▲ 0.50% · 4.625%
HK$49,335
+HK$2,829/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,012/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,684
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,990
−HK$1,324/mo
Today · 4.125%
HK$51,314
baseline
▲ 0.50% · 4.625%
HK$54,019
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,628/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,055
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,643
−HK$1,614/mo
Today · 4.125%
HK$54,257
baseline
▲ 0.50% · 4.625%
HK$57,558
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$108,514/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,798
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,321
−HK$1,546/mo
Today · 4.125%
HK$59,867
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.19M · min. income ≈ HK$119,734/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,642
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,684
−HK$2,074/mo
Today · 4.125%
HK$69,758
baseline
▲ 0.50% · 4.625%
HK$74,003
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,516/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,026
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$1,987/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,029
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,733 · Scale 2, in force from 26 Feb 2026)