LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,468
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,602
−HK$1,153/mo
Today · 4.125%
HK$38,755
baseline
▲ 0.50% · 4.625%
HK$41,113
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,510/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,570
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,658
−HK$1,104/mo
Today · 4.125%
HK$42,762
baseline
▲ 0.50% · 4.625%
HK$45,016
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,524/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,762
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,123
−HK$1,383/mo
Today · 4.125%
HK$46,506
baseline
▲ 0.50% · 4.625%
HK$49,336
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,012/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,684
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,990
−HK$1,325/mo
Today · 4.125%
HK$51,315
baseline
▲ 0.50% · 4.625%
HK$54,020
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,630/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,055
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,643
−HK$1,614/mo
Today · 4.125%
HK$54,257
baseline
▲ 0.50% · 4.625%
HK$57,558
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,514/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,799
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,322
−HK$1,545/mo
Today · 4.125%
HK$59,867
baseline
▲ 0.50% · 4.625%
HK$63,023
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,734/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,643
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,684
−HK$2,075/mo
Today · 4.125%
HK$69,759
baseline
▲ 0.50% · 4.625%
HK$74,004
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,518/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,027
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$1,987/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,029
+HK$4,057/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,737 · Scale 2, in force from 26 Feb 2026)