LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,471
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$1,152/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$41,117
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,574
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,104/mo
Today · 4.125%
HK$42,766
baseline
▲ 0.50% · 4.625%
HK$45,020
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,532/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,766
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,383/mo
Today · 4.125%
HK$46,510
baseline
▲ 0.50% · 4.625%
HK$49,340
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,020/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,689
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,995
−HK$1,324/mo
Today · 4.125%
HK$51,319
baseline
▲ 0.50% · 4.625%
HK$54,024
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,638/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,060
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,648
−HK$1,614/mo
Today · 4.125%
HK$54,262
baseline
▲ 0.50% · 4.625%
HK$57,563
+HK$3,301/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,524/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,804
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,327
−HK$1,546/mo
Today · 4.125%
HK$59,873
baseline
▲ 0.50% · 4.625%
HK$63,028
+HK$3,155/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,746/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,648
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,690
−HK$2,075/mo
Today · 4.125%
HK$69,765
baseline
▲ 0.50% · 4.625%
HK$74,010
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$139,530/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,033
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,992
−HK$1,987/mo
Today · 4.125%
HK$76,979
baseline
▲ 0.50% · 4.625%
HK$81,037
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.39M · min. income ≈ HK$153,958/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,791 · Scale 2, in force from 26 Feb 2026)