LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,473
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,607
−HK$1,153/mo
Today · 4.125%
HK$38,760
baseline
▲ 0.50% · 4.625%
HK$41,118
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,520/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,576
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,104/mo
Today · 4.125%
HK$42,768
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,536/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,129
−HK$1,383/mo
Today · 4.125%
HK$46,512
baseline
▲ 0.50% · 4.625%
HK$49,342
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,024/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,997
−HK$1,324/mo
Today · 4.125%
HK$51,321
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,642/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,062
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,650
−HK$1,614/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,566
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,806
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,329
−HK$1,546/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,031
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,651
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,693
−HK$2,075/mo
Today · 4.125%
HK$69,768
baseline
▲ 0.50% · 4.625%
HK$74,013
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,536/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,036
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,995
−HK$1,987/mo
Today · 4.125%
HK$76,982
baseline
▲ 0.50% · 4.625%
HK$81,040
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,964/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,813 · Scale 2, in force from 26 Feb 2026)