LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,474
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,609
−HK$1,153/mo
Today · 4.125%
HK$38,762
baseline
▲ 0.50% · 4.625%
HK$41,120
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,524/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,666
−HK$1,104/mo
Today · 4.125%
HK$42,770
baseline
▲ 0.50% · 4.625%
HK$45,024
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,540/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,769
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,131
−HK$1,383/mo
Today · 4.125%
HK$46,514
baseline
▲ 0.50% · 4.625%
HK$49,344
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,028/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,693
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,999
−HK$1,325/mo
Today · 4.125%
HK$51,324
baseline
▲ 0.50% · 4.625%
HK$54,029
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,648/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,064
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,652
−HK$1,614/mo
Today · 4.125%
HK$54,266
baseline
▲ 0.50% · 4.625%
HK$57,568
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,532/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,808
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,332
−HK$1,545/mo
Today · 4.125%
HK$59,877
baseline
▲ 0.50% · 4.625%
HK$63,034
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,754/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,654
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,696
−HK$2,075/mo
Today · 4.125%
HK$69,771
baseline
▲ 0.50% · 4.625%
HK$74,016
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,542/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,039
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,998
−HK$1,987/mo
Today · 4.125%
HK$76,985
baseline
▲ 0.50% · 4.625%
HK$81,043
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,970/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,840 · Scale 2, in force from 26 Feb 2026)