LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,475
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,610
−HK$1,153/mo
Today · 4.125%
HK$38,763
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,526/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,578
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,104/mo
Today · 4.125%
HK$42,771
baseline
▲ 0.50% · 4.625%
HK$45,025
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,542/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,770
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,132
−HK$1,383/mo
Today · 4.125%
HK$46,515
baseline
▲ 0.50% · 4.625%
HK$49,346
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,030/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,694
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,325/mo
Today · 4.125%
HK$51,325
baseline
▲ 0.50% · 4.625%
HK$54,030
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,650/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,065
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,654
−HK$1,614/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,570
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,333
−HK$1,546/mo
Today · 4.125%
HK$59,879
baseline
▲ 0.50% · 4.625%
HK$63,035
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,758/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,656
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,698
−HK$2,075/mo
Today · 4.125%
HK$69,773
baseline
▲ 0.50% · 4.625%
HK$74,018
+HK$4,245/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,546/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,041
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,000
−HK$1,987/mo
Today · 4.125%
HK$76,987
baseline
▲ 0.50% · 4.625%
HK$81,045
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,974/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,856 · Scale 2, in force from 26 Feb 2026)