LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,477
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$1,153/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$41,123
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,580
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,668
−HK$1,104/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,027
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,772
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,383/mo
Today · 4.125%
HK$46,517
baseline
▲ 0.50% · 4.625%
HK$49,347
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,034/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,696
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,002
−HK$1,325/mo
Today · 4.125%
HK$51,327
baseline
▲ 0.50% · 4.625%
HK$54,032
+HK$2,705/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,654/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,067
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,614/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,545/mo
Today · 4.125%
HK$59,881
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,762/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,658
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,700
−HK$2,075/mo
Today · 4.125%
HK$69,775
baseline
▲ 0.50% · 4.625%
HK$74,021
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,550/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,044
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,003
−HK$1,987/mo
Today · 4.125%
HK$76,990
baseline
▲ 0.50% · 4.625%
HK$81,048
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,980/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,878 · Scale 2, in force from 26 Feb 2026)